At McGowan’s we believe that finances shouldn’t prevent our customers from being comfortable. That’s why we do everything possible to provide a wide variety of financing options to make new HVAC systems affordable.


Service Finance Company

You can use our convenient online application to apply for financing,

Service Financing Credit Application

Wells Fargo Financing Options

Financing provided by Wells Fargo Financial National Bank with approved credit.

Wells Fargo Credit Application.

Payzer Financing

Prefer not to use and existing credit or debit account for home improvements you want today? With Payzer, you can apply for financing any time, anywhere. Get financing approval in minutes

Payzer Credit Application

Microf Financing:

No credit or bad credit? Microf offers McGowan’s customers no credit check, rent to own lease for their HVAC equipment.

Microf Credit Application


Credit Cards:

We accept ALL major credit cards

  • Visa
  • MasterCard
  • Discover
  • American Express