Financing & Financial Assistance

At McGowan’s we believe that a tough economy shouldn’t prevent our customers from being comfortable. That’s why we do everything possible to provide the products and services you deserve. We start with a Comprehensive System review & TRUE Comfort Consultation to make sure you are getting the RIGHT products.

BUT… we don’t stop there, we provide a variety of financing options, including:

24 month same as cash*Financing on all carrier systems
36 month same as cash*– Financing on all carrier systems
* Some restrictions may apply.

CREDIT CARDS:

We accept ALL major credit cards

  • Visa
  • MasterCard
  • Discover
  • American Express

 

ONLINE CREDIT APPLICATION:

You can use our convenient online application to apply for financing, Wells Fargo credit application.

Air conditioning financing from Wells Fargo - Jacksonville, FL

 

 

Financing provided by Wells Fargo Financial National Bank with approved credit.

LOCAL FINANCING:

If you prefer, we have relationships with a number of local banks too.

  • BBVA / Compass
  • Regions
  • and more

Financial Assistance for ShopSmart with JEA ImprovementsJEA Smartshop efficient appliances Jacksonville, FL

JEA knows that needing and wanting to make home energy upgrades is one thing. Paying for those home investments is another. In an effort to help homeowners improve energy efficiency, JEA, through a federal energy efficiency grant*, has partnered with local lending institutions to offer low interest financing on these Shopsmart with JEA home energy upgrades.

Financing Available
Participating lenders are working in partnership with JEA together to make Jacksonville more energy efficient.. They have partnered with JEA to offer low interest rate financing on qualified upgrades. They will be providing low interest EE loans for qualified EE measures for JEA customers.  For a full list of eligible measures, click here.

  • Residential loans may range from $5,000 to $20,000.
  • The program will provide a six percent (6%) reduction in the interest rate for the loan you receive.
  • Term of loans shall be less than the life of the measure and not to exceed 10 years.

Participating Lenders
Contact a participating lender when you have your quotes and are ready to begin your improvements. Visit the JEA website for a list of JEA Participating Lenders and their contact info.

How does the JEA Home Energy Upgrades program work?
Interested homeowners must first have a professional investment-grade energy audit. From the audit,you will receive a ranked list of home improvements that will increase your home’s energy efficiency. Choose an improvement based upon your list, needs and budget.

Find out more about Energy Audit Discounts with JEA.

Learn more about the JEA Home Energy Upgrade program.

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